For more information,
please call:
800.581.6505

Trusted Adviser will:

• Meet with Client and complete mini-loan application
• Inform client the loan process and stay in touch with client through process

OF will:

• Call customer to take full loan application
• Identify lender, pricing, and program
• Fill out loan submission form
• Enter Loan into LOS (Point, Encompass, etc.)
• Produce and send RESPA docs and required state disclosures
• Order appraisal and title
• Run an update AUS (LP, DU, DO) as needed
• Order VOM's, VOE's, VOA's as required
• Obtain proof of hazard insurance
• Obtain and verify mortgage payoffs
• Analyze income documentation when received from borrower
• Verify value upon receipt of appraisal
• Assist in reworking file if indicated
• Stack and forward file to underwriting
• Obtain underwriting approval
• Clear underwriting conditions
• Obtain flood certification
• Obtain a Clear to Close
• Change insurance loss payee clause
• Schedule closing with Title Company and lender
• Verify that Title Company has received lender instruments and documents
• Verify funding and disbursements